How can apply Flash Rupee Loan App online 2022?

Flash Rupee Loan App: Flash Rupee Instant Personal Loans Offers Online Loans with Low Interest Rate.

Flash Rupee Loan App gives loan at low interest rates with Low EMIs. 

Loan amount: From ₹1,000 to ₹200,000
interest rates: From 0% to 29.95% per annum
Tenure: 91 days to 15 months

Young professionals around India can apply for the Flash Rupee Loan app and get a cash transfer up to Rs. 2 lakhs as an instant credit platform through the Instant Personal App and Credit Platform.

NBFCs and banks are required to register with RBI to approve loan applications.

Flash Rupee Loan App review 

The flash rupee loan app has 146 reviews and a 4.5 rating on google play store.

The loan app has also received more than 10000 downloads.

You can apply for a loan online with Flash Rupee Loan New App and transfer up to Rs. 200,000 in cash to a bank account.

Flash Rupee Loan App is an online loan application and credit platform for professionals from all over India.

A platform facilitating loan transactions between NBFCs and banks, Flash Rupee loan app facilitates loan application approval and sanctioning by regulated banks/NBFCs, and communicates the decision upfront during the loan application process.

In the group of companies carrying the Flash Rupee brand, SRI CHAKRA INFOWAYS LTD is one of our primary partnerships NBFCs.

Flash Rupee does not directly engage in lending, but rather provides a platform for non-bank financial companies (NBFCs) or banks to lend to users.

Flash Rupee Loan App Instant Personal Loan Apply Online 

Flash Rupee Loan App Instant Personal Loan Apply Online offers a quick and easy way for you to apply for a personal loan via the app.

You just have to follow these steps to apply for a personal loan in the app.

  • You must first download the Flash Rupee application from the Play Store.
  • Your mobile number must be registered and verified.
  • Submit the KYC documents and fill out the basic personal details.
  • Online applications are reviewed as quickly as possible.
  • According to Flash Rupee, your loan amount will be credited to your bank account within 10 minutes of the application being reviewed.

Below are the eligibility criteria you must meet to receive a loan from flash rupee Loan App.

1.    It is stated on the website that you must be at least 21 years old in order to qualify for this company’s services. You can take out loans up to the age of 60 from flash rupee Loan App.

2.    A loan from flash rupee Loan App can only be taken by Indian citizens. You must be a permanent resident of India in order to get a loan. If you are a citizen of any other country, you will not be able to get a loan from here.

3.    The only time you are granted a personal loan from flash rupee Loan App is when you receive a salary. If you have a business of your own, you cannot apply for personal loans here.

4.    Similarly, if you are working on either of these as a salary and earning money, should have monthly source of income.

To take out a loan with Flash Rupee Loan App, what documents will be required?

  • ID proof.
  • Address Proof.
  • selfie.
  • Aadhaar Number.
  • Pan Card.

Types of loans

  1. Direct bank transfer would be the most efficient way to apply for a loan. PAN and proof of address are all you need for a loan of a 1000 to 50,000 for a period of 91 days to six months.
  2. With Flash Rupee new loan app, you can apply for an online loan currently ranging from *10,000 to *2 lakhs as a direct bank transfer for a loan tenure of 3 to 15 months. PAN card, address proof, and salary proof are all you need.

Also read – Personal loans

Online loan for Salaried example:

Loan amount: Rs. 50,000

Tenure: 12 months

Interest Rate: 20% per annum

Processing Fee: Rs. 1,250 (2.5%)

New customer onboarding Fee: Rs. 200

Fees for processing and onboarding: Rs. 261 plus GST

Total Interest: Rs. 5,581

EMI: Rs. 4,632

APR: 23.2%

The loan amount is Rs. 50,000. The amount disbursed is Rs. 48,289. Loan repayment amount along with Flash Rupee Processing Fee is Rs. 55,581.

Calculation of interest rate on the loan amount provided

Loan amount: Rs. 10,000

Tenure: 3 months

Interest Rate: 27% per annum

Processing Fee: Rs. 500 (5%)

GST on Processing Fees: Rs. 90

Total Interest: Rs. 453

EMI: Rs. 3,484

APR: 34%

This loan is for Rs. 10,000. The disbursed amount is Rs. 9,410. The total loan repayment is Rs. 10,453.

Flash Rupee loan app interest rates

For a standard loan amount, the company charges a 20% interest rate per annum.

Interest rates for Flash Rupee personal loans are set to start from 0% and go up to 29.95% per annum.

Flash Rupee processing fee 

The processing fee for loans ranges from 0% to 3% for low-risk customers, and from 2.5% – 7%* for very high-risk customers.

The Flash Rupee loan app charges an on boarding fee or upgrade fee that ranges from *20 to *350 depending on the risk profile.

A late payment penalty is applied only when a customer is late with their scheduled payment.

The repayment tenure and charges depend on customers’ creditworthiness and repayment ability.

Feature and benefits 

You will be able to start the loan application process 100% online, and you will receive an approval in a short period of time.

The application you have created is secure and confidential. Loans up to 2 lakhs are available to approved and eligible applicants.

For the tenure of 3 to 15 months, Flash loan interest rates range from 0% to 29.95% per annum.

Those who pay after the due date will be charged a late payment fee. You can make payments directly through the app.

Flash Rupee Loan App customer care number



Final words

In my opinion, this application has good review and rating on google play store.

Taking an instant personal loan gives you flexibility in terms of loan amount and loan duration.

Instant personal loans are available in amounts ranging from Rs. 10,000 to Rs. 2,00,000.

It has developed a platform that makes borrowing money and repaying it as quick as possible.

It is a good application that allows to take a personal loan in a minute. Terms and Conditions is applicable.

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