Kreditzy loan app is one of the most popular and successful applications in 2022 that offer simple and direct personal loans to all eligible citizens of India.
From one thousand to one lakh, you can apply for a Kreditzy personal loan simply within a few minutes!
Many young professionals in India trust this app and only have the best Kreditzy Loan App Review to offer.
The best part is that you can complete the entire procedure online, from the comfort of your home.
Moreover, the Kreditzy Loan App service is as incredible as ever.
So when applying for a loan on this app, you can simply sit back and relax.
The documentation required for the Kreditzy Loan App is minimal as well.
From the registration process to loan disbursement, the procedure is also pretty quick and straightforward.
If you wish to dig deeper into Kreditzy Loan App and know more information about Kreditzy Instant Personal Loan Apply Online, this article is all that you are looking for.
Below, we have mentioned a complete guide to the Kreditzy Loan app and all that it offers.
Kreditzy Loan App: Major Features
From one thousand to one lakh, you can avail of personal loans on the Kreditzy loan app with great ease.
It is a popular platform that facilitates the transactions of the loan between banks or non-banking financial institutions and the borrowers.
Kreditzy Loan app offers its instant loan service throughout India at all times. Kreditzy loan app also features some lending partners.
These include Krazybee services Private along with Usha financial services Private.
One can look forward to having a range of exciting offers from these partner corporations.
The Kreditzy Loan App interest rates as well as processing fees are pretty reasonable.
They are dependent on a variety of factors including the monthly salary of the applicant, yearly income, credit score rating, as well as risk profile.
The repayment tenure offered by the Kreditzy Loan app is very flexible as well.
The minimum repayment term is 91 days whereas the maximum term is 365 days.
You can either pay back the amount by the end of this term or before time as well.
The good thing is that there is no sort of penalties on the prepayment.
The application procedure for Kreditzy Instant Personal Loan Apply Online is entirely online.
Once your application has been approved by the company, the amount is going to be instantly disbursed in your provided bank account.
- Kreditzy Loan App Personal Loans: Online personal loans are available up to INR 1 Lakh within 10 minutes! Direct transfer to the bank account.
- Kreditzy Loan amount: From INR 1,000 to INR 1,00,000
- Repayment Tenure of the loan: 91 to 365 days
- Kreditzy Loan App Interest rates: Depend on the repayment term of the loan as well as the risk profile of the applicant.
Also read – How can apply Rupee Pro Loan App online 2022
Benefits of using the Kreditzy Loan App
Generally, it takes around four to seven days to avail of a loan from NBFC (non-banking financial company) or a bank.
However, the worst part is that the process involves submitting a lot of documents as well as making frequent stops at the bank’s branch office.
All in all, the loan becomes more chaotic and complicated than it should.
With the Kreditzy loan app, the procedure is nonetheless a very simple one.
This is primarily because the app fully operates in online mode and it only takes about 10-15 minutes for you to apply for a loan with Kreditzy.
This however depends on the respective profile of the applicant.
As soon as the application gets approved, the loan amount instantly gets disbursed to the provided bank account of the customer.
You will be able to use it anywhere at any point in time (within the repayment period) according to your convenience.
Eligibility criteria for Kreditzy Instant Personal Loan Apply Online
There are certain eligibility requirements that one must keep in mind before applying for a loan on the Kreditzy Loan app.
In case you don’t meet these, you won’t be able to apply for a Kreditzy loan.
Moreover, this will give you a better insight into the Kreditzy loan app and services.
The following are all the eligibility requirements that you must fulfil to be able to apply for a loan on the Kreditzy Loan app:
- First and foremost, the applicant must be a rightful citizen of India. Only then, he/she must go ahead to look into other aspects of the Kreditzy Loan app eligibility criteria.
- Secondly, the applicant must have a steady source of income. This will ensure that the borrower will be able to pay back the amount of the loan without causing any sort of inconvenience.
- If you wish to avail of a loan on the Kreditzy loan app, the monthly salary of the applicant should either be INR 10,000 or higher.
- The age of the applicant must either be 21 or above.
- The applicant must also have a decent credit score to offer. This will ensure a much simpler and smoother loan approval process on Kreditzy’s end.
Kreditzy Instant Personal Loan Apply Online
The process to Kreditzy Instant Personal Loan Apply Online is pretty simple as well as convenient for all types of users.
All you need to do is follow some easy steps and you will be done with your loan application form in no time.
The best part about Kreditzy Instant Personal Loan Apply Online is that the entire process is online which makes it as easy as ever!
You can apply for a Kreditzy loan from the comfort of your home, without the hassle of completing any paperwork or carrying any detailed documents.
For Kreditzy Instant Personal Loan Apply Online, you will need to follow the below-mentioned steps carefully:
Step I – First and foremost, you will need to download and install the Kreditzy application on your Android or iOS mobile device from the Google Play Store or Apple App Store.
Step II – In case you wish to know any further information about the app or the loan like the eligibility criteria or the approval process, you can just head to the official website of the Kreditzy loan app. You can do so by simply clicking here: www.kreditzy.com.
Step III – Once you have successfully downloaded and installed the Kreditzy Loan application on your phone, you will be required to register yourself on Kreditzy. You can do so by submitting your phone number as well as your email id on the app. Apart from this, you will also have to connect a bank account on the application.
Step IV – As soon as you have registered on the app, you will need to fill out the loan application form on the Kreditzy Loan App and submit all the information related to your income. Post that, you will be required to select the amount of your personal loan, the repayment tenure, as well as a few more things. You may also check out the Kreditzy Loan App interest rates and associated processing fees here.
Step V – Next, you will have to upload the mandatory documents on the app. You can easily do so by scanning them. Once you are done uploading your documents, you can go ahead to submit your loan application form.
Step VI – Once you have completed your loan application process on the Kreditzy loan app, you must wait for a few more minutes until the loan amount gets disbursed to your bank account.
And that’s it! These were all the simple steps for Kreditzy Instant Personal Loan Apply Online.
Documents required for Kreditzy Instant Personal Loan Apply Online
Just like any other loan process, there is a certain list of documents that you will need to submit for your Kreditzy Instant Personal Loan Apply Online.
- Proof of Identity: You can submit your Aadhar Card, Voter Identity Card, Passport, etc. as proof of your identity.
- Proof of Address: You can submit your Aadhar Card, Passport, Driving License etc. as proof of your address.
- Proof of Income: To show proof of income, you will either need to submit your bank statement for the past few months (preferably six months) or you may also show your latest salary slips. Apart from these, some other appropriate documents like ITR (Income Tax Returns) can work as well.
- PAN Card: To ensure the successful completion of your KYC, you will also need to provide your PAN card.
Also read – How can apply Sun Cash Loan App online 2022
Kreditzy Loan App Interest Rates
Kreditzy Loan App Interest Rates are a crucial aspect of these loans.
For Kreditzy’s monthly term personal loans, Kreditzy Loan App Interest Rates vary from 18-35.95%.
It is worth mentioning that these Kreditzy Loan App Interest Rates are annualized.
Kreditzy Loan App Processing Fee
For Kreditzy’s monthly term personal loans, the processing fee on Kreditzy Loan App varies between INR 85 to INR 1250 flat.
Kreditzy Loan App Customer Care Number
Kreditzy Loan App Customer Care Number is a great way to reach out to the company in case of any queries or concerns.
Alternatively, you can also get in touch with them by leaving a mail at help@kreditzy.com.
Below, we have mentioned the Kreditzy Loan App Customer Care Number:
Kreditzy Loan App Customer Care Number
Make a phone call at 080-44292500.
The Bottom Line | Kreditzy Loan App Review
Kreditzy Loan App is one of the most promising applications available on the internet that offer instant loans.
Owing to its credibility and efficiency, Kreditzy Loan App Review has always been great.
One of the most notable reasons for a good Kreditzy Loan App Review is the fast customer service of the company.
Moreover, the app is very user-friendly and simple to use. The Kreditzy Loan App Interest rates are pretty reasonable as well.
All in all, all of these features give rise to an amazing Kreditzy Loan App Review from a large number of people.
Kreditzy Loan App Frequently asked questions (FAQs)
Will I be able to postpone/prepone or reschedule my due EMI date?
No. The Kreditzy loan app does not offer an option for rescheduling or postponing the specified EMI date for any borrower.
What is the maximum amount of loan that one can apply for on the Kreditzy loan app?
One can apply for a maximum of one lakh loan amount on the Kreditzy loan app.
Is there any maximum repayment term for the loan with Kreditzy?
Yes, the borrower is going to have a total of 365 days (or a year) to pay back the entire loan amount to Kreditzy. Nonetheless, you can also pay it back faster than this.
Where is my loan amount going to be disbursed?
Your loan amount will be directly transferred to your provided bank account. You must submit the details of this bank account during your application process.
Is my Kreditzy loan application going to be dependent on my monthly income?
Yes, of course. In the majority of cases, the Kreditzy loan application, as well as the loan amount both, are dependent on the monthly income of the applicant. A stable source of income ensures quick approval.